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Privacy Statement and Agreement
|
Facts |
What Does Shared
Resources Credit
Union (SRCU) Do With
Your Personal
Information |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
|
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Contact and Identification Information
- Account Balance and Payment or Account History
- Credit History and Credit Score
When you are no longer our member, we continue to share your information as described in this notice.
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|
How? |
All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information, the reasons SRCU chooses to share, and whether you can limit this sharing. |
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Reasons we can
share your personal
information |
Does SRCU share? |
Can you limit
this sharing? |
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus |
YES |
NO |
| For our marketing purposes- to offer our products and services to you |
YES |
NO |
| For joint marketing with other financial companies |
YES |
NO |
| For our affiliates’ everyday business purposes- information about your transactions and experiences |
NO |
We Do Not Share |
| For our affiliates’ everyday business purposes- information about your creditworthiness |
NO |
We Do Not Share |
| For non-affiliates’ to market to you |
NO |
We Do Not Share |
Who is providing
this notice?
Shared Resources Credit
Union - Revised 08/23/2011
Questions? Call (713)
473-9244 or email:
info@srcu.net
|
What we do |
| How does SRCU protect my personal information? To protect information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also safeguard your information using SSL, cookies and firewall. |
How does SRCU collect my personal information? We collect your personal information, for example, when you
• Join SRCU or complete a credit application
• Provide contact information or open an account or deposit money
• Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|
Why can’t I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes- information about you creditworthiness
• Affiliates from using your information to market to you
• Sharing for non affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
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Definitions |
|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• SRCU has no affiliates
|
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• SRCU does not share with non-affiliates
|
|
Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include insurance companies
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For more information, you
may write us at Shared
Resources Credit Union, 2102
E. Pasadena Freeway,
Pasadena, TX 77506.
You may also call us at
(713) 473-9244 or visit us
at
www.srcu.net
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|
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Shared Resources
Credit Union
|
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2102
East Pasadena
Freeway
Pasadena, Texas
77506
Phone: (713)
473-9244
Toll-Free: (888)
450-7328
Fax:
(713) 475-1031
TellerNet: (800)
598-8968
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Report Stolen/Lost VISA Debit Card
|
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1-800-472-3272
Answered 24 hours a
day
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Report Stolen/Lost VISA
Credit Card
|
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800-558-3424
Answered 24 hours a
day
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SRCU Routing Number
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| 3130-8729-9 |
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