Overdraft Protection Service

We are making an important change to your Overdraft Protection Service. This service, which is presently available to you, allows us to pay withdrawals to your checking account that would cause it to become overdrawn.

Beginning August 15, 2010, you must instruct us that you wish to "OPT-IN", to continue receiving Overdraft Protection for everyday debit card transactions. Without this consent, we will decline to pay these debit card transactions that overdraft your account. There is no fee if we decline these debit card transactions. If you do not "OPT-IN", we will turn your debit card overdraft protection off effective August 15, 2010. We will continue to pay overdrawn checks and automatic bill payments and charge you a fee. "OPT-OUT" is automatic unless you notify us otherwise.

To authorize Shared Resources Credit Union to pay your overdrafts on debit card transactions, complete the consent form and return it to us.

Overdraft Protection is simply a way for us to provide a higher level of service when an inadvertent error may cause an overdraft to your account. If you have any questions contact us at 713-473-9244.

We thank you for your continued loyalty to Shared Resources Credit Union.