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Fee Schedule

Effective 10/01/2009

Share Savings Account Fees
Share Savings Excess Withdrawal Fee $2.00 per withdrawal, after six (6) withdrawals per month
Inactive Account Fee $5.00 per month after twelve (12) months of no activity
Christmas Club Early Withdrawal Fee $5.00 per occurrence
Money Market Account Fees
Money Market Excess Withdrawal Fee $10.00 per withdrawal, after six (6) withdrawals per month
Youth/Senior and Share Checking Account Fees
Overdraft Fee $1.00 per item
NSF (Insufficient Funds) Fee $30.00 per item
Sufficient Pay/Overdraft Privilege $30.00 per item
Stop Payment Fee $30.00 per request
Copy Paid Check/ACH Tran Fee $5.00 per item
Temporary Checks $4.00 per page of 4 (minimum 4)
Other Service Fees - applicable to all accounts
Account Reconciliation Fee $50.00 per hour, one hour minimum
Account Research Fee $50.00 per item
Statement Copy Fee $2.00 per statement
Deposited Return Item Fee $30.00 per item
3rd Party Deposited Return Item $30.00 per item
Wire Transfer (outgoing) Fee $20.00 (minimum)
Western Union Wire Fee $20.00 (minimum)
International Wire Fee $50.00 (minimum)
Cashier's Check Fee $20.00 per check
Credit Union Check Fee $2.00 per check (one free per day)
Money Order Fee $3.00 per item, up to $1,000
Travelers Check Fee (for one) $2.00 per $100.00
Travelers Check Fee (for two) $3.00 per $100.00
Gift Check Fee $3.00 per check
Gift Card Fee $4.00 per card
Stop Payment (Corporate Check) Fee $30.00 per check
Account History Fee $2.00 per printout
Home Equity Fee 3.00% of amount financed
Close Account within 90 days of opening $10.00
Garnishments, Executions and Levies $50.00 plus legal fees
Return Mail Fee $5.00 per item returned
Address Location Fee $5.00 per search
Check Cashing Fee

Member without active checking or required minimum savings balance

Market Rate less 20%
Credit Report Fee $10.00 if no loan application
Telephone Balance Inquiry $2.00 per inquiry (55 and 12 accounts exempt)
Verification of Check Clearing $2.00 per check inquiry (55 and 12 accounts exempt)
Notary Service $5.00 per notary stamp
Electronic Funds Transfer Fees
Non-proprietary ATM Withdrawal/Transfer/Inquiry $1.00 per transaction
Replacement VISA Checkcard Fee $5.00 per card
Debit Card Balance Update $10.00 per occurrence
PIN Mailer Fee $5.00 per replacement
ACH Origination $30.00 per set-up
ACH Origination NSF $30.00 per item
Share Value
Par Value of One Share $25.00

 

The rates and fees appearing are accurate and effective for the date indicated and may have changed without notice.  If you have any questions or require current rate information, please contact the Credit Union.

Shared Resources Credit Union

2102 East Pasadena Freeway

Pasadena, Texas  77506

Phone: (713) 473-9244

Toll-Free: (888) 450-7328

Fax: (713) 475-1031

TellerNet: (800) 598-8968

Report Stolen/Lost VISA Card

1-800-442-4757

Answered 24 hours a day

SRCU Routing Number

3130-8729-9

The Shared Resources Credit Union web site is connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union or its website. Be sure you know your privacy rights when offering information to those sites. This website may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law.

 

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COMPLAINT NOTIFICATION: This credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. Any member wishing to file a complaint against the credit union should contact the Texas Credit Union Department through one of the means indicated below: In person or by U.S. Mail: 914 East Anderson Lane, Austin, TX 78752-1699, Telephone Number: (512) 837-9236, Fax: (512) 832-0278, E-Mail: complaints@tcud.state.us, Web site: www.tcud.state.tx.us